This technological blunder costs you money every month

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It’s easy to overspend on consumer technology or make a purchase that won’t last long. For example, you don’t need to pay for Microsoft Office, and you shouldn’t waste money on cheap chargers. Tap or click for five ways you’re wasting money on tech.

Then there are all the subscriptions you pay for and don’t use. Streaming services are a major culprit; there is so much time in a day and you can’t watch everything. Tap or click for my guide to watch your shows for free.

You probably don’t know that you can share various accounts with family and friends, or at least get a nice discount. It is not your fault. Tech companies don’t promote this money-saving secret which you can thank me for later.

If you don't have an Amazon Prime membership, you may not realize it's much more than just free shipping.

If you don’t have an Amazon Prime membership, you may not realize it’s much more than just free shipping.
(iStock / Amazon)

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Let’s start with Amazon

If you don’t have an Amazon Prime membership, you may not realize it’s much more than just free shipping. Tap or click here for my favorite benefits. I suggest you get a 30 day free trial to make sure it’s worth it because it’s not cheap.

An Amazon Prime subscription costs $ 14.99 per month or $ 139.99 per year. You can split this cost with a friend or family member and continue to enjoy all the benefits.

Amazon Household allows two adults to share Prime benefits and digital content such as e-books. Each person gets their own account, so keep some privacy. Please note that you will have access to each other’s payment methods. Share your account only with someone you trust.

You can also add up to four teens (ages 13-17) to the plan for free. Each teen will receive their own Amazon access, and an adult will need to approve all purchases on the plan.

Visit amazon.com/myh/manage to create or manage your family.

As we talk about Amazon, the tech giant knows a lot about you. Prepare to be shocked. Here’s how to see it all.

Apple makes bundling cheaper

Apple One bundles Apple services at a lower monthly price than you would pay for each service alone. These savings may be worth it if several family members are using iPhone, iPad, Mac, Apple TV, Apple Music, and iCloud.

The individual Apple One plan costs $ 14.95 per month and includes Apple Music, Apple TV +, Apple Arcade, and 50GB of Apple iCloud + storage.

The family plan costs $ 19.95 per month. It includes all the same services and 200GB of storage.

The Premier plan costs $ 29.95 per month and adds News + and Fitness +, with 2TB of storage.

Here’s where cost savings come into play: The Family And Premier Plans can be shared with up to five other people using Family Sharing as long as they live in the same country. That’s right, you don’t need to live in the same family.

To set up Family Sharing on your iPhone, iPad, or iPod touch:

Go to Settings.

Faucet your name.

Faucet Family sharing and then tap Create your family.

Follow the onscreen instructions to set up your family and invite your family members.

Tap or click here for instructions on setting up iCloud + on all your devices.

Family And Premier they can be shared with up to five other people using Family Sharing as long as they live in the same country. That’s right, you don’t need to live in the same family.”/>

Apple TV + subscription. That’s where cost savings come into play: plans Family And Premier they can be shared with up to five other people using Family Sharing as long as they live in the same country. That’s right, you don’t need to live in the same family.
(Courtesy of Apple)

If you are a Google family

Like Apple, Google offers expanded family plans with storage that five people can share. Group members won’t be able to see each other’s files, but they share storage space and can see how much space others are using. All members must live in the same country as the family manager.

Google accounts include 15GB of free storage. Here’s how much it costs to upgrade to Google One for more capacity:

The Basic plan costs $ 1.99 per month or $ 19.99 per year for 100GB of storage. You can also access support from Google experts.

The Standard plan costs $ 2.99 per month or $ 29.99 per year for 200GB of storage. This tier returns you 3% on Google Store purchases.

The Premium plan costs $ 9.99 per month or $ 99.99 per year for 2TB of storage and 10% off Google Store purchases.

Both the Standard And Premium plans can be shared. To set up family sharing, go to families.google.com/families. Sign in with your Google account and follow the onscreen instructions to add members.

Is your Google account blocked? Six safe? Tap or click for a quick and easy security check to run every few months.

Also consider your phone bill

Most mobile phone providers offer you an attractive discount for the number of lines you have in one plan.

You can also take advantage of the offers if only one person in the plan qualifies. With T-Mobile’s affordable 55+ plans, for example, only one person needs to be at least 55 years old. Full disclosure: T-Mobile is sponsor of my national radio show.

The same goes for military and first responders discounts. Verizon works the same way. You just need one person in the plan to qualify, and members don’t have to live under the same roof.

Here are five ways to save on your phone bill and maybe even get a free service.

Simple ways to divide the costs

Now that you know what you can share, what are the best ways to tackle the subscription cost split? The last thing you want to do is chase someone around every month for a few dollars. Here are some options:

Let an app do the hard work: Apps like In the middle helps you track and pay for shared expenses easily. This option is great when you plan to split multiple invoices.

Switch off: It’s not possible to change your payment method every month, but maybe you and the person you’re splitting with can opt out every year. You pay for one year for a particular service, and then another pays for a year.

Cancel payment: For services that only cost a few dollars a month once split, consider returning your friend (or requesting that money) in a six-month or one-year lump sum. It’s easier than remembering to send over $ 6 every month.

Like Apple, Google offers expanded family plans with storage that five people can share.  Group members won't be able to see each other's files, but they share storage space and can see how much space others are using.  All members must live in the same country as the family manager.

Like Apple, Google offers expanded family plans with storage that five people can share. Group members won’t be able to see each other’s files, but they share storage space and can see how much space others are using. All members must live in the same country as the family manager.
(Justin Sullivan / Getty Images)

HACKERS WANT GOOGLE ACCOUNTS; GIVE YOURS THIS SECURITY CHECK NOW

Maintain your technological knowledge

My popular podcast is called “Kim Komando Today”. It’s 30 minutes filled with technical news, tips, and callers with technical questions like you from around the country. Look for it wherever you find your podcasts. For your convenience, click on the link below for a recent episode.

PODCAST CHOICE: Update your iPhone, travel hack, self destruct email

Hear the latest tech talk in 30 minutes. It’s time to upgrade your iPhone, Apple Watch, and Mac. Plus, if you’re running your own business, Cameo is a smart idea – use celebrities for marketing. And your flights will never be the same once you use digital baggage tags. I have a scoop on this life-changing travel trick and which airline is using it.

Find my “Kim Komando Today” podcast on Apple, Google Podcasts, Spotify, or your favorite podcast player.

Just search for my surname, “Komando”.

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Check out all the latest technologies on Kim Komando’s show, the nation’s largest weekend radio talk show. Kim answers calls and delivers advice on today’s digital lifestyle, from smartphones and tablets to online privacy and data hacks. For his daily tips, free newsletters and more, visit his website at Komando.com.

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