How to save on school supplies by tapping your community | Smart Change: Personal Finance

How to save on school supplies by tapping your community |  Smart Change: Personal Finance

Laura Mc Mullen It’s that time again: back to school, back to spending so much money on supplies. And this year, families will have to shell out even more than usual due to inflation. Thankfully, you can still save money on supplies and other gear by leaning on local parents, neighbors, and community members. That’s … Read more

How working with a financial planner changed my life

How working with a financial planner changed my life

Image source: Getty Images Finance professionals aren’t just for high-income workers. Key points Financial planners help their clients with budgeting, debt repayment strategy, and meeting money goals. If your financial situation has changed or you are struggling to manage your finances, it is a good idea to speak to a professional. I started working with … Read more

3 Reasons Why You Should Own Individual Stocks Over ETFs | Smart Change: Personal Finance

3 Reasons Why You Should Own Individual Stocks Over ETFs |  Smart Change: Personal Finance

(Mark blank) If you’ve ever come across Financial TikTok, you’ve probably come across all sorts of unfounded investment advice (including the occasional informational videos). These videos are usually suitably prefaced with “this is not financial advice” right before giving you some terrible investment advice. Numerous influencers say there is no point in investing in individual … Read more

How to save on school supplies by tapping your community | Personal finance

How to save on school supplies by tapping your community |  Personal finance

Laura Mc Mullen It’s that time again: back to school, back to spending so much money on supplies. And this year, families will have to shell out even more than usual due to inflation. Thankfully, you can still save money on supplies and other gear by leaning on local parents, neighbors, and community members. That’s … Read more

Americans retire later than in the 1990s

Americans retire later than in the 1990s

Select’s editorial team works independently to review financial products and write articles that we believe are useful to our readers. We earn commission from affiliate partners on many offers, but not all offers on Select come from affiliate partners. Between record-high inflation and recent stock market volatility, more seniors approaching retirement age are considering retiring … Read more

3 retirement strategies that revolve around a 401 (k) | Personal finance

3 retirement strategies that revolve around a 401 (k) |  Personal finance

(Chuck Saletta) It’s true that 401 (k) s can be great places to start investing for your retirement. In fact, if you get a match on your contribution, investing to maximize that match is undoubtedly the first investment you should make. However, once you get past that match, there are often good reasons to choose … Read more

Highest CD Rates Today: August 8, 2022

Highest CD Rates Today: August 8, 2022

We focus here on the rewards and benefits that come with each card. These cards won’t be worth it if you’re paying interest or overdue fees. When using a credit card, it’s important to pay your full balance each month, make payments on time, and only spend what you can afford to pay. More and … Read more

Highest Savings Rates Today: August 8, 2022

Highest Savings Rates Today: August 8, 2022

Insider experts choose the best products and services to help you make smart decisions with your money (here’s how). In some cases, we receive a commission from our partners, however, our opinions are our own. The terms apply to the offers listed on this page. More and more online banks are raising interest rates on … Read more

Smart money advice from a personal finance iconoclast

Smart money advice from a personal finance iconoclast

Of Kerry Hannon, Next avenue getty Laurence Kotlikoff, Boston University’s provocative economics professor and social security expert, has written an excellent new book, “The Magic of Money: An Economist’s Secrets to More Money, Less Risk, and a Better Life.” In it, he offers counterintuitive and surprising personal finance advice regardless of your age. You will … Read more

3 retirement strategies that revolve around a 401 (k) | Smart Change: Personal Finance

3 retirement strategies that revolve around a 401 (k) |  Smart Change: Personal Finance

(Chuck Saletta) It’s true that 401 (k) s can be great places to start investing for your retirement. In fact, if you get a match on your contribution, investing to maximize that match is undoubtedly the first investment you should make. However, once you get past that match, there are often good reasons to choose … Read more